Women median emergency savings $2400 versus men's $9000. One-third of women doubt retirement savings cover bills. Women provide disproportionate unpaid caregiving reducing workforce time. Caregiving causes career interruptions and lower pay. Women live five years longer than men on less income. Women less likely to invest in stock market. Women control $10 trillion U.S. household assets rising to triple by 2030. Pandemic hit women harder financially. Women outlive partners needing solo financial decisions. Financial services must focus on women's unique needs. Build emergency fund for 3-6 months expenses. Estate planning essential for women. Women lag in company retirement plans due to breaks. Talk money with family early. Financial advisors help tailor women's plans.